Loan to Value: 65% without exceptions, higher available
Loan to Cost: Up to 80% with hold back for exceptions
No minimum credit score. Low FICO credit score okay
Get Approvedin hours
Coastal Capital is an equity based private investor lender. This means that our loans are approved based more upon the equity in the property than the borrower’s credit or income verification. We are able to do this as our source of funds comes from private individuals and not institutional sources.
We are committed to providing you the best possible service. Customer satisfaction is our number one goal!
Submit Your Scenario
Submit your scenario using the quick online application or contact one of our loan specialists. Submissions are approved in 2 hours.
Full Application
The application form is simplified to expedite the funding process. Our loan specialist will send you a list of the necessary docs along with your quote for your review and submission
Funding
We'll invite you in to our office to meet with your loan specialist and escrow agent to ensure everything closes as fast as possible!
We originate and acquire loans with initial balances from $25,000 to $250,000 secured by first and second mortgage liens on income-producing and/or owner/user commercial properties that include:
Single Family Residence Rental
Non-owner occupied residential rental properties with 1-4 units.
Multi-Family
Traditional apartment buildings, condominiums and other residential properties with 5+ units.
Mixed Use
Single Family Residence Additions For Non Owner Occupied Uses.
Light Commercial
Commercial properties occupied by professional or business offices.
Retail
Income producing properties with various types of retail products, merchandise or services.
Land
Short-term loans for acquiring and improving commercial land.