The Loan-to-Cost (LTC) ratio is a financial metric used in commercial real estate that measures the percentage...
We are a Direct Hard Money Asset Based Lender
Who we work with
We lend directly to individual and corporate borrowers for business purposes. We work with brokers to deliver funds to your clients quickly. And we help investors build a smarter, more diversified portfolio.
What We Finance
Single Family Residence Rental
Non-owner occupied residential rental properties with 1-4 units.
Traditional apartment buildings, condominiums and other residential properties with 5+ units.
Single Family Residence Additions For Non Owner Occupied Uses.
Commercial properties occupied by professional or business offices.
Short-term loans for acquiring and improving commercial land.
Coastal Capital Recent Funding
We work with private investors and national companies to buy notes here California.
Our goal is to offer our clients a stable & sound investment opportunity into the real estate market. With Real estate Mortgage Notes we limit the up’s and downs on your investments. We understand the need for low risk and preservation of capital.
Why Should You Choose Us ?
Whether you are investing in Mortgage Notes or selling your Mortgage Notes Coastal Capital Group has the experience to manage your investment successfully with over a decade of experience.
Meet Our Team
We are committed to providing you the best possible service. Client satisfaction is our number one goal!
Founder & Operations
What People Say About Coastal Capital
"Even though I’ve been successfully self-employed for over 10 years my bank was not willing to finance the purchase of my first investment property. Coastal Capital came in and provided the financing in just ten days. Now I’m a happy landlord!"
“As a property developer in the South Bay beach cities I already had two projects running concurrently. When a third opportunity came up the credit line with my bank was tapped out and they wouldn’t lend. Thanks to Coastal Capital for providing the financing.”
“Our banker actually referred us to the Coastal Capital. We have five income properties financed with the bank and their underwriting guidelines would not allow a sixth even with 50% down. The team was very professional and the whole process was a breeze.”
“Being a new green card resident resulted in the bank declining financing for our duplex. In under two weeks we were able to securing a second mortgage to renovate the property and raise the rents by 30% drastically improving cash flow.”
“Unfortunately due to a recent a divorce my credit was less than stellar. Coastal Capital took the time to evaluate my commercial building and structured a loan program that fit my needs. While more expensive than a bank, the fees were fair and reasonable.”
“Coastal Capital is my first choice for financing fix-and-flips over the past nine years. Not only is the whole transaction process easy, they can provide a deal structure that provides cash in tranches as the property progresses through the renovation process.”
"Super easy to do business with and perform on their promises! I don’t have the time to waste with my bank or other private lenders who either take way too long or can’t provide the promised financing. Highly recommend them and will be a repeat client.”
“Choosing Coastal Capital was one of the best real estate decisions I’ve ever made. One of my current properties needed emergency repairs. Even though I have a great credit score the bank said it would take a minimum of three weeks; Coastal got in done in a week.”